Does insurance cover scalp micropigmentation?

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    Surveyed from the published FAQs of 9 scalp micropigmentation providers. The percentage on each highlighted claim is the share of surveyed providers who state it — hover to see who.

    Also asked as: “Does insurance cover SMP?” · “Is scalp micropigmentation covered by insurance?” · “Does health insurance cover SMP?” · “Is the treatment covered by health insurance?”

    Most providers state that SMP is not covered67%Stated by 67% of the providers we surveyed. Including Scalps, SMP by Rachel, The Hairfront, FNK Hair Studio, NJ Scalp Micropigmentation & New Jersey SMP. by insurance, as it is generally classified as a cosmetic procedure. However, they recommend checking with your insurer56%Stated by 56% of the providers we surveyed. Including Skalptec Ltd, Kelly's Ink Academy, Scalps, and 1 more. for specific coverage details, as policies can vary significantly.

    Despite the general consensus, some providers claim that SMP is covered11%Stated by 11% of the providers we surveyed. Including Kelly's Ink Academy. by insurance, suggesting exceptions or specific policies might include this procedure. Additionally, some indicate that coverage may be possible for medical conditions11%Stated by 11% of the providers we surveyed. Including Scalps., implying that if SMP is deemed medically necessary due to conditions like alopecia or an accident, insurance might cover it.

    Some providers suggest that if previous treatments were covered11%Stated by 11% of the providers we surveyed. Including Skalptec Ltd., SMP might also be covered, especially if it's part of a broader treatment plan already approved by insurance.

    Sources

    Cited from clinics like these

    In their own words — the 14 clinics whose published guidance fed this answer. 6 translated into English from the clinic's own language.

    1. … (SMP) is considered a cosmetic procedure, and most insurance companies do not cover cosmetic treatments.
      Scalps Manalapan Township, US
    2. No, Scalp micropigmentation is not covered by insurance.
      SMP by Rachel Vancouver, CA
    3. MHP of hair rescue falls under a cosmetic procedure that is rarely reimbursed. Translated
      Micro Hair by Ömer Nijmegen, NL
    4. Scalp art makeup is not covered by health insurance. Translated
      ワンヘアアートメイク｜One Hair Artmake Ōta, JP
    5. We operate according to the regulations of the GGD and are insured for our treatments. Translated
      New Contour Landsmeer, NL
    6. No, it’s considered a cosmetic procedure.
      The Hairfront Cape Town, ZA
    7. Unfortunately not. SMP is a cosmetic treatment and is not covered by health insurance. Translated
      Pigmento Graz, AT
    8. … treatments from another provider that WERE covered then you could be covered for the cost of scalp micropigmentation.
      Skalptec Ltd Wigan, GB
    9. For hair loss due to accidents or medical conditions, coverage is sometimes possible.
      Alpha Haarkliniek Amsterdam, NL
    10. … the costs for the respective cosmetic restoration measures are sometimes covered by health insurance. Translated
      Andrea Heinrich Spezialistin für Permanent Make-up - Saarbrücken Saarbrücken, DE
    11. SMP is typically not covered by insurance since it is regarded as a cosmetic operation.
      FNK Hair Studio Nottingham, GB
    12. … micropigmentation is a cosmetic procedure by nature, so it is rarely ever covered by medical insurance.
      NJ Scalp Micropigmentation & New Jersey SMP Washington Township, US
    13. … this is confirmed by your doctor, the health insurance company may accept the medical necessity and cover the costs. Translated
      KroMED Hamburg, DE
    14. The procedure is typically covered under insurance.
      Kelly's Ink Academy Scottsdale, US